StoneCo Ltd. is classed by the SEC under Services-Computer Processing & Data Preparation (industry code 7374), based in Grand Cayman, KY. Its latest filed balance sheet (2024-12-31) shows total assets of BRL 55 billion (its filed statements).
Usage businessServices-Computer Processing & Data PreparationGrand Cayman, KYfilings since 20182 of 9 filed, 7 estimated
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a usage business: prior from its industry code (SEC 7374, Services-Computer Processing & Data Preparation); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 5.2 out of ten, 2 of 9 metrics filed and 7 estimated: past 6.3 out of ten, present 4.8 out of ten, future 4.7 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 7.3 out of ten. No warning events in its filings since 2018. 73rd percentile among 77 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 5.4 out of ten. CrossAssetData estimate 5.4/10, confidence 20 of 100 (family median). 50th percentile among 65 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Shareholder treatment (past): 6.4 out of ten. CrossAssetData estimate 6.4/10, confidence 35 of 100 (one part). 64th percentile among 69 sector filers. A CrossAssetData estimate, not a filed reading: one part, confidence 35 of 100; a filing that carries the missing parts replaces this estimate with the filed reading.
Financial health (present): 4.3 out of ten. ROE -13%: lost 13¢ per shareholder dollar. Leverage 78%: owes 78¢ per asset dollar. 43rd percentile among 69 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 5.1 out of ten. CrossAssetData estimate 5.1/10, confidence 20 of 100 (family median). 50th percentile among 68 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Leadership (present): 5.1 out of ten. CrossAssetData estimate 5.1/10, confidence 20 of 100 (family median). 50th percentile among 46 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Room to expand (future): 3.8 out of ten. CrossAssetData estimate 3.8/10, confidence 35 of 100 (one part). 38th percentile among 71 sector filers. A CrossAssetData estimate, not a filed reading: one part, confidence 35 of 100; a filing that carries the missing parts replaces this estimate with the filed reading.
Growth drivers (future): 4.8 out of ten. CrossAssetData estimate 4.8/10, confidence 20 of 100 (family median). 50th percentile among 65 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Expectations vs reality (future): 5.1 out of ten. CrossAssetData estimate 5.1/10, confidence 20 of 100 (family median). 50th percentile among 55 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
The filing record
Newest annual report: Form 20-F filed 2026-04-23 for the period ended 2025-12-31 (on EDGAR). Newest filing: Form 4, 2026-10-07. Filings on record since 2018. Read from EDGAR 2026-10-12.
Who runs it
Schwening, Mateus Scherer (Chief Executive Officer); Ventura, Salgado Diego (CFO and IR Officer); Ilg, Thomas Gregor (Chief Risk Officer); Malamud, Tatiana (Chief Legal and Compl. Officer); Renteria, Raul P (Chief Technology Officer); Vieira, Kapitanovas Fabio (Chief People Officer); De, Oliveira Bassili Sandro (Operating Officer); Morais, Silvio Jose (director); Aguiar, Luciana Ibiapina Lira (director); Caldart, Gilberto (director); and 7 more. 17 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-10-07.
Every stock is a company. We grade the company behind the stock. CrossAssetData is a company research product: no investment advice, no price targets, no price predictions; every claim carries its source, and unseen means unseen. The full file draws when the page's script runs: the essentials, the balance sheet, the estimators, the trend, and every filing of the last ten years.