Plumas Bancorp is classed by the SEC under Short-Term Business Credit Institutions (industry code 6153), based in Reno, NV. Its latest filed balance sheet (2025-12-31) shows total assets of $2.2 billion (its filed statements).
Lending businessShort-Term Business Credit InstitutionsReno, NVfilings since 20029 of 9 filed
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a lending business: prior from its industry code (SEC 6153, Short-Term Business Credit Institutions); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 5.2 out of ten, 9 of 9 metrics filed: past 5.2 out of ten, present 5.2 out of ten, future 5.1 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 4.3 out of ten. 5 warning events since 2017; the latest 2024-11-20. 43rd percentile among 20 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 7.9 out of ten. +16.8% a year over 10 filed years; profitable in 10 of 10. 79th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 4.7 out of ten. Share count grew 3.3% a year. 22% of cash flow returned. Insiders: 4 sales, 2 purchases. 47th percentile among 11 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Financial health (present): 3.9 out of ten. ROE 11%: 11¢ of profit per shareholder dollar. Leverage 88%: owes 88¢ per asset dollar. 39th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 5.8 out of ten. top 42% of 19 in its family; net margin 29.1%. 58th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 6.9 out of ten. top 31% of 14 in its family for leadership; chief executive since 2010. 69th percentile among 14 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-09).
Room to expand (future): 7.4 out of ten. top 26% of 19 in its family for room to expand. 74th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 4.3 out of ten. bottom 43% of 19 in its family for growth drivers. 43rd percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 3.6 out of ten. bottom 36% of 17 in its family for expectations against reality. 36th percentile among 17 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 10-K filed 2026-03-19 for the period ended 2025-12-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-08-05 for the period ended 2026-06-30 (on EDGAR). Newest results release: Form 8-K filed 2026-07-15 (on EDGAR). Newest filing: Form 4, 2026-09-17. Filings on record since 2002. Read from EDGAR 2026-10-12.
Who runs it
Ryback, Andrew J (President and CEO); Moseley, Matthew Brock (EVP and Market President); Belstock, Richard L (EVP and CFO); Boigon, Aaron M. (EVP, Chief Information Officer); Kaiser, Kevin Craig (EVP and Chief Credit Officer); Prescott, Jack William (EVP and Chief Banking Officer); Cassinelli, Kelsey Coleman (Principal Accounting Officer); Moore, Jeffrey T. (EVP and CCO); Foster, Michael Kevin (director); Kenny, Richard Francis (director); and 7 more. 17 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
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