Better Home & Finance Holding Company is classed by the SEC under Loan Brokers (industry code 6163), based in New York, NY. In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $165 million and a loss of $166 million (its filed statements).
Lending businessLoan BrokersNew York, NYfilings since 20208 of 9 filed, 1 estimated
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a lending business: prior from its industry code (SEC 6163, Loan Brokers); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 4.0 out of ten, 8 of 9 metrics filed and 1 estimated: past 4.2 out of ten, present 2.8 out of ten, future 5.3 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 0.8 out of ten. 16 warning events since 2020; the latest 2026-10-09. 8th percentile among 20 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 3.0 out of ten. +137.4% a year over 4 filed years; profitable in 0 of 4. 30th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 9.7 out of ten. CrossAssetData estimate 9.7/10, confidence 35 of 100 (one part). 97th percentile among 19 sector filers. A CrossAssetData estimate, not a filed reading: one part, confidence 35 of 100; a filing that carries the missing parts replaces this estimate with the filed reading.
Financial health (present): 2.2 out of ten. ROE -446%: lost 446¢ per shareholder dollar. Leverage 98%: owes 98¢ per asset dollar. 22nd percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 4.9 out of ten. bottom 49% of 19 in its family; net margin -100.6%. 49th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 1.0 out of ten. bottom 10% of 14 in its family for leadership; chief executive since 2026. 10th percentile among 14 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-09).
Room to expand (future): 6.1 out of ten. top 39% of 19 in its family for room to expand. 61st percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 3.6 out of ten. bottom 36% of 19 in its family for growth drivers. 36th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 6.2 out of ten. top 38% of 17 in its family for expectations against reality. 62nd percentile among 17 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 10-K filed 2026-03-13 for the period ended 2025-12-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-08-11 for the period ended 2026-06-30 (on EDGAR). Newest results release: Form 8-K filed 2026-08-06 (on EDGAR). Newest filing: Form 8-K, 2026-10-09. Filings on record since 2020. Read from EDGAR 2026-10-12.
Who runs it
Lewis, Daniel Seth (Interim CEO); Massenet, Arnaud (Chief Executive Officer); Garg, Vishal (Chief Executive Officer); Smith, Chad M. (President, BMC); Advani, Loveen (Chief Financial Officer); Ryan, Kevin J (Chief Financial Officer); Feierstein, Barry (Chief Operating Officer); Orn, Jonsson Sigurgeir (Chief Technology Officer); Tuffin, Paula (General Counsel and CCO); Narasimhan, Prabhu (CIO and Head of Legal); and 6 more. 16 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-10-08.
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