PagSeguro Digital Ltd.
PagSeguro Digital Ltd. is classed by the SEC under Services-Computer Processing & Data Preparation (industry code 7374), based in Grand Cayman, KY. In its latest annual figures on file, for the fiscal year ended 2024-12-31, it reported revenue of BRL 19 billion and a profit of BRL 2.1 billion (its filed statements).
vs its business-model standard
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a usage business: prior from its industry code (SEC 7374, Services-Computer Processing & Data Preparation); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 5.8 out of ten, 8 of 9 metrics filed and 1 estimated: past 7.4 out of ten, present 6.2 out of ten, future 3.7 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
- Surviving crises (past): 7.3 out of ten. No warning events in its filings since 2017. 73rd percentile among 77 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Track record (past): 8.2 out of ten. +44.7% a year over 10 filed years; profitable in 10 of 10. 82nd percentile among 64 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Shareholder treatment (past): 6.0 out of ten. Share count shrank 1.5% a year. 36% of cash flow returned. Insiders: 7 sales, 2 purchases. 61st percentile among 44 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Financial health (present): 5.3 out of ten. ROE 14%: 14¢ of profit per shareholder dollar. Leverage 80%: owes 80¢ per asset dollar. 53rd percentile among 69 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Industry position (present): 7.4 out of ten. top 26% of 68 in its family; net margin 11.3%. 74th percentile among 68 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Leadership (present): 5.1 out of ten. CrossAssetData estimate 5.1/10, confidence 20 of 100 (family median). 50th percentile among 46 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
- Room to expand (future): 2.6 out of ten. bottom 26% of 68 in its family for room to expand. 26th percentile among 68 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Growth drivers (future): 4.6 out of ten. bottom 46% of 64 in its family for growth drivers. 46th percentile among 64 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Expectations vs reality (future): 3.3 out of ten. bottom 33% of 53 in its family for expectations against reality. 33rd percentile among 53 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 20-F filed 2026-04-29 for the period ended 2025-12-31 (on EDGAR). Newest filing: Form 144, 2026-10-09. Filings on record since 2017. Read from EDGAR 2026-10-12.
Who runs it
Mauad, Carlos Eduardo Carvalho (Chief Executive Officer); Sechin, Gustavo Bahia Gama (Chief Financial and Accounting); Dutra, Da Silva Ricardo (Principal Executive Officer); Magnani, Alexandre Mr (director); Schunck, Artur Gaulke (director); Alcaro, Eduardo (director); Frias, Luis (director); De, Brito Maria Judith (director). 8 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-10-09.
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