Fifth District Bancorp, Inc. is classed by the SEC under Savings Institution, Federally Chartered (industry code 6035), based in New Orleans, LA. In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $605 thousand and a profit of $4 million (its filed statements).
Lending businessSavings Institution, Federally CharteredNew Orleans, LAfilings since 20248 of 9 filed, 1 estimated
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a lending business: prior from its industry code (SEC 6035, Savings Institution, Federally Chartered); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 4.0 out of ten, 8 of 9 metrics filed and 1 estimated: past 3.4 out of ten, present 4.4 out of ten, future 4.6 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 4.6 out of ten. 1 warning event since 2024; the latest 2025-04-04. 46th percentile among 34 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 2.5 out of ten. -0.7% a year over 3 filed years; profitable in 2 of 3. 25th percentile among 30 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 2.4 out of ten. Share count shrank 0.2% a year. 0% of cash flow returned. Insiders: 10 sales, 0 purchases. 24th percentile among 31 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Financial health (present): 5.7 out of ten. ROE 3%: 3¢ of profit per shareholder dollar. Leverage 76%: owes 76¢ per asset dollar. 57th percentile among 33 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 3.6 out of ten. bottom 36% of 31 in its family; net margin 675.7%. 36th percentile among 31 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 3.0 out of ten. bottom 30% of 25 in its family for leadership; chief executive since 2026. 30th percentile among 25 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-09).
Room to expand (future): 7.9 out of ten. top 21% of 25 in its family for room to expand. 79th percentile among 25 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 1.4 out of ten. bottom 14% of 30 in its family for growth drivers. 14th percentile among 30 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 4.4 out of ten. CrossAssetData estimate 4.4/10, confidence 20 of 100 (family median). 50th percentile among 29 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
The filing record
Newest annual report: Form 10-K filed 2026-03-24 for the period ended 2025-12-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-08-10 for the period ended 2026-06-30 (on EDGAR). Newest filing: Form 4, 2026-08-26. Filings on record since 2024. Read from EDGAR 2026-10-12.
Where the revenue comes from
Product and service lines in fiscal 2025: Atm and Check Card Fees 65%, Insufficient Funds Fees 27%, Deposit Service and Account Maintenance Fees 8%. As tagged in its annual report (Form 10-K, filed 2026-03-24).
Who runs it
Lyons, Amie L. (President and CEO); Burns, Melissa C. (CFO and Treasurer); Smith, Shane Michael (Chief Credit Officer); Nolan, Gregory P. (SVP & General Counsel); Gervais, Dodie F. (VP of Lending Subsidiary); Rittiner, Chris M. (director); Guerra, Donna T. (director); Sins, Linda A. (director); Abry, Herman Greg (director); Lambert, Nolan P. (director); and 1 more. 11 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
Every stock is a company. We grade the company behind the stock. CrossAssetData is a company research product: no investment advice, no price targets, no price predictions; every claim carries its source, and unseen means unseen. The full file draws when the page's script runs: the essentials, the balance sheet, the estimators, the trend, and every filing of the last ten years.