Central Plains Bancshares, Inc. is classed by the SEC under Savings Institution, Federally Chartered (industry code 6035), based in Grand Island, NE. Its latest filed balance sheet (2026-03-31) shows total assets of $559 million (its filed statements).
Lending businessSavings Institution, Federally CharteredGrand Island, NEfilings since 20238 of 9 filed, 1 estimated
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a lending business: prior from its industry code (SEC 6035, Savings Institution, Federally Chartered); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 5.7 out of ten, 8 of 9 metrics filed and 1 estimated: past 6.0 out of ten, present 4.8 out of ten, future 6.3 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 8.7 out of ten. No warning events in its filings since 2023. 87th percentile among 34 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 8.6 out of ten. +19.7% a year over 4 filed years; profitable in 4 of 4. 86th percentile among 30 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 0.6 out of ten. Share count grew 49.0% a year. 6% of cash flow returned. Insiders: 0 sales, 0 purchases. 6th percentile among 31 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Financial health (present): 5.2 out of ten. ROE 4%: 4¢ of profit per shareholder dollar. Leverage 84%: owes 84¢ per asset dollar. 52nd percentile among 33 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 4.3 out of ten. bottom 44% of 31 in its family; net margin 14.5%. 44th percentile among 31 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 4.5 out of ten. CrossAssetData estimate 4.5/10, confidence 20 of 100 (family median). 50th percentile among 29 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Room to expand (future): 6.5 out of ten. top 35% of 25 in its family for room to expand. 65th percentile among 25 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 6.2 out of ten. top 38% of 30 in its family for growth drivers. 62nd percentile among 30 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 6.3 out of ten. top 37% of 29 in its family for expectations against reality. 63rd percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 10-K filed 2026-06-18 for the period ended 2026-03-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-08-12 for the period ended 2026-06-30 (on EDGAR). Newest filing: Form 8-K, 2026-09-23. Filings on record since 2023. Read from EDGAR 2026-10-12.
Who runs it
Younes, Francis E. (director). 1 officer or director has filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
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