UP Fintech Holding Ltd is classed by the SEC under Security Brokers, Dealers & Flotation Companies (industry code 6211), based in Beijing, CN. In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $612 million and a profit of $171 million (its filed statements).
Brokerage businessSecurity Brokers, Dealers & Flotation CompaniesBeijing, CNfilings since 20188 of 9 filed, 1 estimated
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a brokerage business: prior from its industry code (SEC 6211, Security Brokers, Dealers & Flotation Companies); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 5.8 out of ten, 8 of 9 metrics filed and 1 estimated: past 5.2 out of ten, present 4.8 out of ten, future 7.8 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 6.7 out of ten. No warning events in its filings since 2018. 67th percentile among 30 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 5.2 out of ten. +56.6% a year over 9 filed years; profitable in 5 of 9. 52nd percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 2.2 out of ten. Share count grew 6.9% a year. 0% of cash flow returned. Insiders: 1 sales, 0 purchases. 22nd percentile among 26 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Financial health (present): 3.9 out of ten. ROE 20%: 20¢ of profit per shareholder dollar. Leverage 89%: owes 89¢ per asset dollar. 39th percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 5.4 out of ten. top 46% of 29 in its family; net margin 28%. 54th percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 5.0 out of ten. CrossAssetData estimate 5.0/10, confidence 20 of 100 (family median). 50th percentile among 22 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Room to expand (future): 9.2 out of ten. top 8% of 29 in its family for room to expand. 92nd percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 5.8 out of ten. top 42% of 29 in its family for growth drivers. 58th percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 8.3 out of ten. top 17% of 25 in its family for expectations against reality. 83rd percentile among 25 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 20-F filed 2026-04-24 for the period ended 2025-12-31 (on EDGAR). Newest filing: Form 6-K, 2026-08-26. Filings on record since 2018. Read from EDGAR 2026-10-12.
Where the revenue comes from
Product and service lines in fiscal 2025: Commissions 44%, Interests Income 42%, Product and Service Other 13%, Financing Service 2%. By geography: New Zealand 36%, Singapore 27%, United States 26%, Other Geographic Areas 11%, Cayman Islands under 1%. As tagged in its annual report (Form 20-F, filed 2026-04-24).
Who runs it
Wu, Tianhua (CEO); Zeng, John Fei (CFO); Dong, Ming (Key Personnel); Liu, Jian (director); Yang, Conor Chia-Hung (director). 5 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
Every stock is a company. We grade the company behind the stock. CrossAssetData is a company research product: no investment advice, no price targets, no price predictions; every claim carries its source, and unseen means unseen. The full file draws when the page's script runs: the essentials, the balance sheet, the estimators, the trend, and every filing of the last ten years.