SunCar Technology Group Inc. is classed by the SEC under Services-Automotive Repair, Services & Parking (industry code 7500), based in Shanghai, CN. In its latest annual figures on file, for the fiscal year ended 2024-12-31, it reported revenue of $442 million and a loss of $69 million (its filed statements).
Retail businessServices-Automotive Repair, Services & ParkingShanghai, CNfilings since 20227 of 9 filed, 2 estimated
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a retail business: prior from its industry code (SEC 7500, Services-Automotive Repair, Services & Parking); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 5.3 out of ten, 7 of 9 metrics filed and 2 estimated: past 6.7 out of ten, present 4.1 out of ten, future 5.8 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 8.2 out of ten. No warning events in its filings since 2022. 82nd percentile among 14 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 6.9 out of ten. +21% a year over 4 filed years; profitable in 0 of 4. 69th percentile among 13 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 3.5 out of ten. CrossAssetData estimate 3.5/10, confidence 35 of 100 (one part). 35th percentile among 13 sector filers. A CrossAssetData estimate, not a filed reading: one part, confidence 35 of 100; a filing that carries the missing parts replaces this estimate with the filed reading.
Financial health (present): 3.4 out of ten. ROE -97%: lost 97¢ per shareholder dollar. Leverage 73%: owes 73¢ per asset dollar. 34th percentile among 14 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 5.1 out of ten. top 49% of 14 in its family; net margin -14.6%. 51st percentile among 14 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 4.0 out of ten. CrossAssetData estimate 4.0/10, confidence 20 of 100 (family median). 50th percentile among 8 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Room to expand (future): 7.5 out of ten. top 25% of 14 in its family for room to expand. 75th percentile among 14 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 7.0 out of ten. top 30% of 13 in its family for growth drivers. 70th percentile among 13 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 3.2 out of ten. bottom 32% of 13 in its family for expectations against reality. 32nd percentile among 13 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 20-F filed 2026-04-28 for the period ended 2025-12-31 (on EDGAR). Newest filing: Form 6-K, 2026-09-22. Filings on record since 2022. Read from EDGAR 2026-10-12.
Where the revenue comes from
Product and service lines in fiscal 2025: Auto Service 46%, Auto E Insurance Service 43%, Technology Service 11%. As tagged in its annual report (Form 20-F, filed 2026-04-28).
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