Regional Management Corp is classed by the SEC under Personal Credit Institutions (industry code 6141), based in Greer, SC. In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $646 million and a profit of $44 million (its filed statements).
Lending businessPersonal Credit InstitutionsGreer, SCfilings since 20119 of 9 filed
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a lending business: prior from its industry code (SEC 6141, Personal Credit Institutions); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 3.5 out of ten, 9 of 9 metrics filed: past 2.4 out of ten, present 3.8 out of ten, future 5.0 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 0.4 out of ten. 2 warning events since 2017; the latest 2024-06-20. 4th percentile among 12 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 7.4 out of ten. +11.6% a year over 10 filed years; profitable in 10 of 10. 74th percentile among 11 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 1.8 out of ten. Share count grew 1.1% a year. 3% of cash flow returned. Insiders: 78 sales, 3 purchases. 18th percentile among 11 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Financial health (present): 3.8 out of ten. ROE 12%: 12¢ of profit per shareholder dollar. Leverage 82%: owes 82¢ per asset dollar. 38th percentile among 11 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 3.2 out of ten. bottom 32% of 11 in its family; net margin 6.9%. 32nd percentile among 11 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 4.7 out of ten. bottom 47% of 11 in its family for leadership; chief executive since 2025. 47th percentile among 11 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-09).
Room to expand (future): 4.5 out of ten. bottom 45% of 11 in its family for room to expand. 45th percentile among 11 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 5.3 out of ten. top 47% of 11 in its family for growth drivers. 53rd percentile among 11 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 5.0 out of ten. top 50% of 11 in its family for expectations against reality. 50th percentile among 11 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 10-K filed 2026-02-20 for the period ended 2025-12-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-07-31 for the period ended 2026-06-30 (on EDGAR). Newest results release: Form 8-K filed 2026-07-29 (on EDGAR). Newest filing: Form 4, 2026-09-17. Filings on record since 2011. Read from EDGAR 2026-10-12.
Who runs it
Lamba, Lakhbir S. (President and CEO); Dunn, Michael R (Chief Executive Officer); Beck, Robert William (President and CEO); Barnette, Steven B (VP, Chief Accounting Officer); Fisher, Brian J. (EVP, Chief Strat/Dev Officer); Parmar, Manish (EVP, Chief Credit Risk Officer); Rana, Harpreet (EVP, Chief Fin & Admin Officer); Atwood, Catherine R (SVP and General Counsel); Basswood, Capital Management, L.l.c. (director); Basswood, Financial Long Only Fund, L.p. (director); and 13 more. 23 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
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