Logo: Reinsurance Group of America, Public domain, via Wikimedia CommonsRGA
Reinsurance Group of America, Incorporated
Reinsurance Group of America, Incorporated is classed by the SEC under Life Insurance (industry code 6311), based in Chesterfield, MO. In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $24 billion and a profit of $1.2 billion (its filed statements).
Insurance businessLife InsuranceChesterfield, MOfilings since 19969 of 9 filed
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a insurance business: prior from its industry code (SEC 6311, Life Insurance); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 4.8 out of ten, 9 of 9 metrics filed: past 4.7 out of ten, present 4.6 out of ten, future 5.1 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 6.1 out of ten. No warning events in its filings since 2017. 61st percentile among 18 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 8.4 out of ten. +8.3% a year over 10 filed years; profitable in 10 of 10. 84th percentile among 18 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 1.8 out of ten. Share count shrank 0.4% a year. 4% of cash flow returned. Insiders: 4 sales, 0 purchases. 18th percentile among 16 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Financial health (present): 4.2 out of ten. ROE 9%: 9¢ of profit per shareholder dollar. Leverage 91%: owes 91¢ per asset dollar. 42nd percentile among 18 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 7.0 out of ten. top 30% of 18 in its family; net margin 5%. 70th percentile among 18 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 1.9 out of ten. bottom 19% of 13 in its family for leadership; chief executive since 2024. 19th percentile among 13 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-09).
Room to expand (future): 3.7 out of ten. bottom 37% of 16 in its family for room to expand. 37th percentile among 16 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 5.7 out of ten. top 43% of 18 in its family for growth drivers. 57th percentile among 18 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 5.8 out of ten. top 42% of 18 in its family for expectations against reality. 58th percentile among 18 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 10-K filed 2026-02-20 for the period ended 2025-12-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-08-07 for the period ended 2026-06-30 (on EDGAR). Newest results release: Form 8-K filed 2026-08-06 (on EDGAR). Newest filing: Form 4/A, 2026-09-04. Filings on record since 1996. Read from EDGAR 2026-10-12.
Who runs it
Cheng, Tony Kin Shun (President and CEO); Wainwright, Simon (Exec. Advisor to CEO); Herrmann, Ronald (Executive Vice President); O'Loughlin, Senan (Executive Vice President); Andre, Axel (EVP, Chief Financial Officer); Porter, Jonathan (EVP, Global Chief Risk Officer); To, My Chi (EVP, Chief Legal Officer); Cockrill, Laura (EVP & Chief Strategy Officer); Kleeman, Raymond (EVP, Chief HR Officer); Bronchetti, Jayson R (EVP, Chief Investment Officer); and 17 more. 27 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
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