PRK

Park National Corporation

Park National Corporation is classed by the SEC under National Commercial Banks (industry code 6021), based in Newark, OH. In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $664 million and a profit of $180 million (its filed statements).

Lending business National Commercial Banks Newark, OH filings since 1996 9 of 9 filed

Sector peers: AMTBNBHCTBBKNIC

5.9/10headline grade
vs its business-model standard

Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a lending business: prior from its industry code (SEC 6021, National Commercial Banks); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.

The grade, in three tenses

Headline 5.9 out of ten, 9 of 9 metrics filed: past 5.5 out of ten, present 6.2 out of ten, future 6.0 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.

The nine metrics

  • Surviving crises (past): 7.5 out of ten. No warning events in its filings since 2017. 75th percentile among 83 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
  • Track record (past): 4.3 out of ten. +7.8% a year over 10 filed years; profitable in 10 of 10. 43rd percentile among 79 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
  • Shareholder treatment (past): 3.6 out of ten. Share count shrank 0.3% a year. 8% of cash flow returned. Insiders: 0 sales, 0 purchases. 36th percentile among 81 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
  • Financial health (present): 7.9 out of ten. ROE 13%: 13¢ of profit per shareholder dollar. Leverage 86%: owes 86¢ per asset dollar. 79th percentile among 83 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
  • Industry position (present): 5.3 out of ten. top 48% of 79 in its family; net margin 33.1%. 52nd percentile among 79 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
  • Leadership (present): 4.3 out of ten. bottom 43% of 74 in its family for leadership; chief executive since 2026. 43rd percentile among 74 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-09).
  • Room to expand (future): 6.8 out of ten. top 31% of 71 in its family for room to expand. 69th percentile among 71 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
  • Growth drivers (future): 4.4 out of ten. bottom 44% of 79 in its family for growth drivers. 44th percentile among 79 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
  • Expectations vs reality (future): 6.7 out of ten. top 33% of 76 in its family for expectations against reality. 67th percentile among 76 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).

The filing record

Newest annual report: Form 10-K filed 2026-02-23 for the period ended 2025-12-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-08-07 for the period ended 2026-06-30 (on EDGAR). Newest results release: Form 8-K filed 2026-07-27 (on EDGAR). Newest filing: Form 13F-HR, 2026-10-05. Filings on record since 1996. Read from EDGAR 2026-10-12.

Who runs it

Miller, Matthew R (President & CEO); Trautman, David L (Chairman of the Board); Delawder, Dan (Chairman of the Board); Burt, Brady T (Chief Financial Officer); Herreman, Kelly A (Chief Accounting Officer); Agee, Jeff (director); Alvarado, Donna M (director); Bertley, Frederic M (director); Englefield, F W Iv (director); Gratz, Kelly K (director); and 6 more. 16 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.

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