PennyMac Financial Services, Inc. is classed by the SEC under Mortgage Bankers & Loan Correspondents (industry code 6162), based in Westlake Village, CA. In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $20 million and a profit of $501 million (its filed statements).
Lending businessMortgage Bankers & Loan CorrespondentsWestlake Village, CAfilings since 20189 of 9 filed
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a lending business: prior from its industry code (SEC 6162, Mortgage Bankers & Loan Correspondents); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 5.8 out of ten, 9 of 9 metrics filed: past 7.3 out of ten, present 5.7 out of ten, future 3.7 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 7.8 out of ten. No warning events in its filings since 2018. 78th percentile among 20 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 6.5 out of ten. +22.2% a year over 10 filed years; profitable in 10 of 10. 64th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 7.2 out of ten. Share count shrank 1.2% a year. 24% of cash flow returned. Insiders: 62 sales, 1 purchases. 72nd percentile among 11 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Financial health (present): 5.4 out of ten. ROE 12%: 12¢ of profit per shareholder dollar. Leverage 85%: owes 85¢ per asset dollar. 54th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 5.6 out of ten. top 44% of 19 in its family; net margin 2491.9%. 56th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 6.4 out of ten. top 36% of 14 in its family for leadership; chief executive since 2019. 64th percentile among 14 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-09).
Room to expand (future): 2.1 out of ten. bottom 21% of 19 in its family for room to expand. 21st percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 3.5 out of ten. bottom 36% of 19 in its family for growth drivers. 36th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 5.6 out of ten. top 44% of 17 in its family for expectations against reality. 56th percentile among 17 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 10-K filed 2026-02-20 for the period ended 2025-12-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-08-04 for the period ended 2026-06-30 (on EDGAR). Newest results release: Form 8-K filed 2026-07-29 (on EDGAR). Newest filing: Form 8-K, 2026-09-14. Filings on record since 2018. Read from EDGAR 2026-10-12.
Who runs it
Spector, David (Chairman & CEO); Jones, Doug (Director, President & CMBO); Perotti, Daniel Stanley (Chief Financial Officer); Hendry, Gregory L (MD, Chief Accounting Officer); Iyer, Shiva (Chief Enterprise Risk Officer); Sebring, Marshall (Chief Investment Officer); Elbaum, Mark (Chief Capital Markets Officer); Follette, James (Chief Digital Officer); Stark, Derek (Chief Legal Officer); Tidmore, Abbie (Chief Revenue Officer); and 10 more. 20 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
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