Navient Corporation is classed by the SEC under Security Brokers, Dealers & Flotation Companies (industry code 6211), based in Herndon, VA. In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $271 million and a loss of $80 million (its filed statements).
Brokerage businessSecurity Brokers, Dealers & Flotation CompaniesHerndon, VAfilings since 20139 of 9 filed
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a brokerage business: prior from its industry code (SEC 6211, Security Brokers, Dealers & Flotation Companies); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 3.0 out of ten, 9 of 9 metrics filed: past 3.4 out of ten, present 3.2 out of ten, future 2.3 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 2.5 out of ten. 1 warning event since 2017; the latest 2026-07-02. 25th percentile among 30 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 1.5 out of ten. -6.3% a year over 8 filed years; profitable in 7 of 8. 15th percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 8.1 out of ten. Share count shrank 11.7% a year. 51% of cash flow returned. Insiders: 0 sales, 0 purchases. 81st percentile among 26 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Financial health (present): 4.1 out of ten. ROE -3%: lost 3¢ per shareholder dollar. Leverage 95%: owes 95¢ per asset dollar. 41st percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 2.3 out of ten. bottom 23% of 29 in its family; net margin -2.6%. 23rd percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 3.6 out of ten. bottom 36% of 18 in its family for leadership; chief executive since 2023. 36th percentile among 18 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-09).
Room to expand (future): 2.8 out of ten. bottom 28% of 29 in its family for room to expand. 28th percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 3.5 out of ten. bottom 35% of 29 in its family for growth drivers. 35th percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 0.7 out of ten. bottom 7% of 25 in its family for expectations against reality. 7th percentile among 25 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 10-K filed 2026-02-26 for the period ended 2025-12-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-08-07 for the period ended 2026-06-30 (on EDGAR). Newest results release: Form 8-K filed 2026-08-06 (on EDGAR). Newest filing: Form SCHEDULE 13G/A, 2026-10-08. Filings on record since 2013. Read from EDGAR 2026-10-12.
Who runs it
Yowan, David L. (President & CEO); Hauber, Stephen M (EVP, CFO & PAO); Standish, Troy (EVP & Chief Operating Officer); Offereins, Diane E (director); Arnold, Frederick (director); Cabral, Anna Escobedo (director); Klane, Larry A (director); Lawson, Michael A (director). 8 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
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