Moody's Corporation
Moody's Corporation is classed by the SEC under Services-Consumer Credit Reporting, Collection Agencies (industry code 7320), based in New York, NY. In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $7.7 billion and a profit of $2.5 billion (its filed statements).
vs its business-model standard
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a subscription business: prior from its industry code (SEC 7320, Services-Consumer Credit Reporting, Collection Agencies); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 6.6 out of ten, 9 of 9 metrics filed: past 7.0 out of ten, present 6.7 out of ten, future 6.3 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
- Surviving crises (past): 7.4 out of ten. No warning events in its filings since 2017. 74th percentile among 35 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Track record (past): 6.7 out of ten. +8.8% a year over 10 filed years; profitable in 10 of 10. 67th percentile among 33 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Shareholder treatment (past): 7.1 out of ten. Share count shrank 0.9% a year. 67% of cash flow returned. Insiders: 37 sales, 0 purchases. 71st percentile among 24 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Financial health (present): 6.9 out of ten. ROE 58%: 58¢ of profit per shareholder dollar. Leverage 73%: owes 73¢ per asset dollar. 69th percentile among 35 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Industry position (present): 8.5 out of ten. top 15% of 35 in its family; net margin 31.9%. 85th percentile among 35 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Leadership (present): 3.5 out of ten. bottom 35% of 20 in its family for leadership; chief executive since 2021. 35th percentile among 20 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-09).
- Room to expand (future): 7.0 out of ten. top 30% of 35 in its family for room to expand. 70th percentile among 35 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Growth drivers (future): 6.8 out of ten. top 32% of 33 in its family for growth drivers. 68th percentile among 33 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Expectations vs reality (future): 5.2 out of ten. top 48% of 29 in its family for expectations against reality. 52nd percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 10-K filed 2026-02-18 for the period ended 2025-12-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-07-23 for the period ended 2026-06-30 (on EDGAR). Newest results release: Form 8-K filed 2026-07-22 (on EDGAR). Newest filing: Form 4, 2026-10-05. Filings on record since 1998. Read from EDGAR 2026-10-12.
Where the revenue comes from
Lines of business in fiscal 2025: Moodys Investors Service 53%, Moodys Analytics 47%. By geography: United States 54%, EMEA 31%, Asia-Pacific 9%, Americas 6%. As tagged in its annual report (Form 10-K, filed 2026-02-18).
Who runs it
Fauber, Robert (President and CEO); Kosmowski, Christina (CEO, Moody's Analytics); West, Michael L (President, Moody's Investors); Tulenko, Stephen T (President, Moody's Analytics); Heuland, Noemie Clemence (SVP & Chief Financial Officer); Phillips, Jason D (Chief Acctg Off & Controller); Steele, Richard G (SVP - General Counsel); Minaya, Jose (director); Bermudez, Jorge A. (director); Esperdy, Therese (director); and 6 more. 16 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-10-05.
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