Hoyne Bancorp, Inc. is classed by the SEC under Savings Institutions, Not Federally Chartered (industry code 6036), based in Oak Park, IL. Its latest filed balance sheet (2025-12-31) shows total assets of $477 million (its filed statements).
Lending businessSavings Institutions, Not Federally CharteredOak Park, ILfilings since 20254 of 9 filed, 5 estimated
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a lending business: prior from its industry code (SEC 6036, Savings Institutions, Not Federally Chartered); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 5.1 out of ten, 4 of 9 metrics filed and 5 estimated: past 4.6 out of ten, present 5.6 out of ten, future 5.4 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 3.9 out of ten. 1 warning event since 2025; the latest 2026-06-24. 39th percentile among 23 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 5.0 out of ten. CrossAssetData estimate 5.0/10, confidence 20 of 100 (family median). 50th percentile among 19 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Shareholder treatment (past): 5.2 out of ten. CrossAssetData estimate 5.2/10, confidence 20 of 100 (family median). 50th percentile among 23 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Financial health (present): 5.7 out of ten. ROE 0%: 0¢ of profit per shareholder dollar. Leverage 67%: owes 67¢ per asset dollar. 57th percentile among 23 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 3.0 out of ten. bottom 30% of 22 in its family; net margin 1.1%. 30th percentile among 22 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 9.6 out of ten. CrossAssetData estimate 9.6/10, confidence 35 of 100 (one part). 95th percentile among 22 sector filers. A CrossAssetData estimate, not a filed reading: one part, confidence 35 of 100; a filing that carries the missing parts replaces this estimate with the filed reading.
Room to expand (future): 5.4 out of ten. top 46% of 19 in its family for room to expand. 54th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 5.3 out of ten. CrossAssetData estimate 5.3/10, confidence 20 of 100 (family median). 50th percentile among 19 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Expectations vs reality (future): 5.4 out of ten. CrossAssetData estimate 5.4/10, confidence 20 of 100 (family median). 50th percentile among 17 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
The filing record
Newest annual report: Form 10-K filed 2026-03-26 for the period ended 2025-12-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-08-11 for the period ended 2026-06-30 (on EDGAR). Newest filing: Form 4, 2026-09-29. Filings on record since 2025. Read from EDGAR 2026-10-12.
Who runs it
Healy, Walter F (President, CEO and Director); Manfre, Thomas S. (EVP and CFO); Wiemann, Theodore C. (director); Rosenbaum, Steven F. (director); Breems, Timothy S (director); Carstensen, Paula M. (director); Gonsch, Judith A. (director); Opas, David M. (director); Vaccarello, Anthony M. (director); Winningham, Janet H. (director). 10 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
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