FinVolution Group

The grade, in three tenses

Headline 6.7 out of ten, 8 of 9 metrics filed and 1 estimated: past 8.3 out of ten, present 6.1 out of ten, future 5.1 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.

The nine metrics

• Surviving crises (past): 7.8 out of ten. No warning events in its filings since 2017. 78th percentile among 20 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
• Track record (past): 8.4 out of ten. +30.8% a year over 7 filed years; profitable in 10 of 10. 84th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
• Shareholder treatment (past): 8.8 out of ten. Share count shrank 2.8% a year. 57% of cash flow returned. Insiders: 1 sales, 0 purchases. 88th percentile among 11 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
• Financial health (present): 7.2 out of ten. ROE 15%: 15¢ of profit per shareholder dollar. Leverage 34%: owes 34¢ per asset dollar. 71st percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
• Industry position (present): 5.3 out of ten. top 47% of 19 in its family; net margin 18.7%. 53rd percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
• Leadership (present): 5.3 out of ten. CrossAssetData estimate 5.3/10, confidence 20 of 100 (family median). 50th percentile among 16 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
• Room to expand (future): 6.0 out of ten. top 40% of 19 in its family for room to expand. 60th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
• Growth drivers (future): 4.4 out of ten. bottom 44% of 19 in its family for growth drivers. 44th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
• Expectations vs reality (future): 4.8 out of ten. bottom 48% of 17 in its family for expectations against reality. 48th percentile among 17 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).

The filing record

Newest annual report: Form 20-F filed 2026-04-29 for the period ended 2025-12-31 (on EDGAR). Newest filing: Form 6-K, 2026-08-28. Filings on record since 2017. Read from EDGAR 2026-10-12.

Where the revenue comes from

Product and service lines in fiscal 2025: Loan Facilitation Service Fees 38%, Guarantee Income 30%, Postfacilitation Service Fees 12%, Net Interest Income 10%, Financial Service Other 10%, Grant 1%. As tagged in its annual report (Form 20-F, filed 2026-04-29).

Who runs it

Li, Tiezheng (Chief Executive Officer); Chen, Pingping (President and CCO); Xu, Jiayuan (Chief Financial Officer); Wang, Yuxiang (COO and CTO); Gu, Shaofeng (Chief Innovation Officer); Xiang, Bing (director); Ho, Simon Tak Leung (director); Lai, Jimmy Y. (director); Hu, Honghui (director); Zhang, Jun (director). 10 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.

This file: Overview · Past · Present · Future · Filings · every company on file

Every stock is a company. We grade the company behind the stock. CrossAssetData is a company research product: no investment advice, no price targets, no price predictions; every claim carries its source, and unseen means unseen. The full file draws when the page's script runs: the essentials, the balance sheet, the estimators, the trend, and every filing of the last ten years.