Fair Isaac Corporation
Fair Isaac Corporation is classed by the SEC under Services-Business Services, NEC (industry code 7389), based in Bozeman, MT. In its latest annual figures on file, for the fiscal year ended 2025-09-30, it reported revenue of $2.0 billion and a profit of $652 million (its filed statements).
vs its business-model standard
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a marketplace business: prior from its industry code (SEC 7389, Services-Business Services, NEC); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 7.0 out of ten, 9 of 9 metrics filed: past 7.8 out of ten, present 7.2 out of ten, future 6.3 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
- Surviving crises (past): 7.9 out of ten. No warning events in its filings since 2017. 79th percentile among 105 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Track record (past): 7.3 out of ten. +9.9% a year over 9 filed years; profitable in 9 of 9. 73rd percentile among 99 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Shareholder treatment (past): 8.5 out of ten. Share count shrank 2.3% a year. 100% of cash flow returned. Insiders: 56 sales, 0 purchases. 85th percentile among 70 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Financial health (present): 5.8 out of ten. Leverage 193%: owes 193¢ per asset dollar. 58th percentile among 98 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Industry position (present): 7.2 out of ten. top 28% of 101 in its family; net margin 32.7%. 72nd percentile among 101 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Leadership (present): 9.2 out of ten. top 8% of 67 in its family for leadership; chief executive since 2012. 92nd percentile among 67 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-09).
- Room to expand (future): 5.9 out of ten. top 41% of 99 in its family for room to expand. 59th percentile among 99 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Growth drivers (future): 7.0 out of ten. top 30% of 99 in its family for growth drivers. 70th percentile among 99 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Expectations vs reality (future): 5.4 out of ten. top 46% of 93 in its family for expectations against reality. 54th percentile among 93 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 10-K filed 2025-11-07 for the period ended 2025-09-30 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-07-29 for the period ended 2026-06-30 (on EDGAR). Newest results release: Form 8-K filed 2026-07-29 (on EDGAR). Newest filing: Form 8-K, 2026-10-06. Filings on record since 1995. Read from EDGAR 2026-10-12.
Where the revenue comes from
Lines of business in fiscal 2025: Scores 59%, Software 41%. By geography: Americas 87%, EMEA 8%, Asia Pacific 5%. As tagged in its annual report (Form 10-K, filed 2025-11-07).
Who runs it
Lansing, William J (President and CEO); Behl, Nikhil (President, Software); Leonard, Michael S (CAO and Vice President); Weber, Steven P. (Executive Vice President & CFO); Bowers, Thomas A. (Executive Vice President); Deal, Richard (Executive Vice President); Scadina, Mark R (EVP, Gen. Counsel & Sec.); Kelly, Braden R (director); Stansbury, Henry Tayloe (director); Manolis, Eva (director); and 4 more. 14 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
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