ChowChow Cloud International Holdings Limited is classed by the SEC under Services-Prepackaged Software (industry code 7372). In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $32 million and a loss of $3 million (its filed statements).
Subscription businessServices-Prepackaged Softwarefilings since 20247 of 9 filed, 2 estimated
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a subscription business: prior from its industry code (SEC 7372, Services-Prepackaged Software); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 5.5 out of ten, 7 of 9 metrics filed and 2 estimated: past 6.6 out of ten, present 5.4 out of ten, future 4.8 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 3.3 out of ten. 1 warning event since 2024; the latest 2026-04-30. 33rd percentile among 230 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 7.5 out of ten. +33.3% a year over 3 filed years; profitable in 2 of 3. 75th percentile among 213 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 7.7 out of ten. Share count grew 1.3% a year. 100% of cash flow returned. Insiders: 0 sales, 0 purchases. 77th percentile among 152 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Financial health (present): 4.9 out of ten. ROE -35%: lost 35¢ per shareholder dollar. Leverage 30%: owes 30¢ per asset dollar. 49th percentile among 217 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 6.5 out of ten. top 35% of 218 in its family; net margin -9.4%. 65th percentile among 218 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 4.8 out of ten. CrossAssetData estimate 4.8/10, confidence 20 of 100 (family median). 50th percentile among 156 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Room to expand (future): 2.8 out of ten. bottom 28% of 216 in its family for room to expand. 28th percentile among 216 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 5.6 out of ten. top 44% of 213 in its family for growth drivers. 56th percentile among 213 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 5.1 out of ten. CrossAssetData estimate 5.1/10, confidence 20 of 100 (family median). 50th percentile among 194 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
The filing record
Newest annual report: Form 20-F filed 2026-05-15 for the period ended 2025-12-31 (on EDGAR). Newest filing: Form 6-K, 2026-09-15. Filings on record since 2024. Read from EDGAR 2026-10-12.
Where the revenue comes from
Product and service lines in fiscal 2025: Sale of Software and IT Application Products With Maintenance and Support Services 46%, Sale of Hardware With IT Professional Services 26%, Sale of Software and IT Application Products With IT Professional Services 13%, Sale of Software and IT Application Products With IT Professional Services and Maintenance and Support Services 5%, Maintenance and Support Services 4%, Sale of Hardware Software and IT Application Products With IT Professional Services 3%. By geography: Hong Kong 90%, Singapore 9%, Others 2%. As tagged in its annual report (Form 20-F, filed 2026-05-15).
Who runs it
Wong, Chung Wai (Chief Financial Officer); Hui, Wai Ming (COO); Tsang, Chi Hon (director). 3 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
Every stock is a company. We grade the company behind the stock. CrossAssetData is a company research product: no investment advice, no price targets, no price predictions; every claim carries its source, and unseen means unseen. The full file draws when the page's script runs: the essentials, the balance sheet, the estimators, the trend, and every filing of the last ten years.