Cato Corp
Cato Corp is classed by the SEC under Retail-Women's Clothing Stores (industry code 5621), based in Charlotte, NC. In its latest annual figures on file, for the fiscal year ended 2026-01-31, it reported revenue of $654 million and a loss of $6 million (its filed statements).
vs its business-model standard
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a retail business: prior from its industry code (SEC 5621, Retail-Women's Clothing Stores); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 4.2 out of ten, 7 of 9 metrics filed and 2 estimated: past 4.4 out of ten, present 3.4 out of ten, future 5.1 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
- Surviving crises (past): 5.8 out of ten. No warning events in its filings since 2017. 58th percentile among 6 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Track record (past): 1.5 out of ten. -4.1% a year over 10 filed years; profitable in 6 of 10. 15th percentile among 6 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Shareholder treatment (past): 5.8 out of ten. CrossAssetData estimate 5.8/10, confidence 35 of 100 (one part). 58th percentile among 6 sector filers. A CrossAssetData estimate, not a filed reading: one part, confidence 35 of 100; a filing that carries the missing parts replaces this estimate with the filed reading.
- Financial health (present): 4.6 out of ten. ROE -4%: lost 4¢ per shareholder dollar. Leverage 63%: owes 63¢ per asset dollar. 46th percentile among 6 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Industry position (present): 0.8 out of ten. bottom 8% of 6 in its family; net margin -0.9%. 8th percentile among 6 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Leadership (present): 5.0 out of ten. CrossAssetData estimate 5.0/10, confidence 20 of 100 (family median). 50th percentile among 5 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
- Room to expand (future): 1.9 out of ten. bottom 19% of 6 in its family for room to expand. 19th percentile among 6 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Growth drivers (future): 4.2 out of ten. bottom 42% of 6 in its family for growth drivers. 42nd percentile among 6 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
- Expectations vs reality (future): 8.6 out of ten. top 14% of 6 in its family for expectations against reality. 86th percentile among 6 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 10-K filed 2026-03-25 for the period ended 2026-01-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-08-27 for the period ended 2026-08-01 (on EDGAR). Newest results release: Form 8-K filed 2026-08-25 for the period ended 2026-08-20 (on EDGAR). Newest filing: Form 8-K, 2026-09-18. Filings on record since 1994. Read from EDGAR 2026-10-12.
Where the revenue comes from
Lines of business in fiscal 2026: Reportable Segments Retail 100%, Reportable Segments Credit under 1%. As tagged in its annual report (Form 10-K, filed 2026-03-25).
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Every stock is a company. We grade the company behind the stock. CrossAssetData is a company research product: no investment advice, no price targets, no price predictions; every claim carries its source, and unseen means unseen. The full file draws when the page's script runs: the essentials, the balance sheet, the estimators, the trend, and every filing of the last ten years.