Cass Information Systems, Inc is classed by the SEC under Services-Business Services, NEC (industry code 7389), based in St. Louis, MO. In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $108 million and a profit of $35 million (its filed statements).
Marketplace businessServices-Business Services, NECSt. Louis, MOfilings since 19969 of 9 filed
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a marketplace business: prior from its industry code (SEC 7389, Services-Business Services, NEC); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 5.6 out of ten, 9 of 9 metrics filed: past 6.4 out of ten, present 5.4 out of ten, future 5.3 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 7.9 out of ten. No warning events in its filings since 2017. 79th percentile among 105 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 5.3 out of ten. +4.8% a year over 10 filed years; profitable in 10 of 10. 53rd percentile among 99 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 7.1 out of ten. Share count shrank 0.8% a year. 78% of cash flow returned. Insiders: 0 sales, 1 purchases. 71st percentile among 70 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Financial health (present): 5.5 out of ten. ROE 14%: 14¢ of profit per shareholder dollar. Leverage 91%: owes 91¢ per asset dollar. 54th percentile among 98 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 4.7 out of ten. bottom 47% of 101 in its family; net margin 18.4%. 47th percentile among 101 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 6.9 out of ten. top 31% of 67 in its family for leadership; chief executive since 2023. 69th percentile among 67 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-09).
Room to expand (future): 6.9 out of ten. top 31% of 99 in its family for room to expand. 69th percentile among 99 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 4.2 out of ten. bottom 42% of 99 in its family for growth drivers. 42nd percentile among 99 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 5.1 out of ten. top 49% of 93 in its family for expectations against reality. 51st percentile among 93 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 10-K filed 2026-03-06 for the period ended 2025-12-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-08-05 for the period ended 2026-06-30 (on EDGAR). Newest results release: Form 8-K filed 2026-07-23 for the period ended 2026-07-21 (on EDGAR). Newest filing: Form 8-K, 2026-10-08. Filings on record since 1996. Read from EDGAR 2026-10-12.
Who runs it
Resch, Martin H. (President & CEO); Brunngraber, Eric H (Executive Chairman); Giering, Eric Thomas (President); Erdbruegger, Dwight D (President); Schuckman, Matthew Steven (Executive Vice President); Normile, Michael James (CFO); Cavellier, James M Jr (CIO); Rupp, Joseph D (director); Schilling, Randall L (director); Wicks, Frank (director); and 8 more. 18 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
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