BIO-key International, Inc. is classed by the SEC under Services-Prepackaged Software (industry code 7372), based in Holmdel, NJ. Its latest filed balance sheet (2025-12-31) shows total assets of $8 million (its filed statements).
Subscription businessServices-Prepackaged SoftwareHolmdel, NJfilings since 19968 of 9 filed, 1 estimated
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a subscription business: prior from its industry code (SEC 7372, Services-Prepackaged Software); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 2.9 out of ten, 8 of 9 metrics filed and 1 estimated: past 1.3 out of ten, present 3.8 out of ten, future 3.1 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 0.0 out of ten. 32 warning events since 2017; the latest 2026-07-09. 0th percentile among 230 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 1.3 out of ten. -0.7% a year over 9 filed years; profitable in 0 of 9. 13th percentile among 213 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 2.0 out of ten. CrossAssetData estimate 2.0/10, confidence 35 of 100 (one part). 20th percentile among 216 sector filers. A CrossAssetData estimate, not a filed reading: one part, confidence 35 of 100; a filing that carries the missing parts replaces this estimate with the filed reading.
Financial health (present): 3.9 out of ten. ROE -140%: lost 140¢ per shareholder dollar. Leverage 38%: owes 38¢ per asset dollar. 39th percentile among 217 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 1.2 out of ten. bottom 12% of 218 in its family; net margin -120.6%. 12th percentile among 218 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 7.4 out of ten. top 26% of 137 in its family for leadership; chief executive since 2006. 74th percentile among 137 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-09).
Room to expand (future): 6.2 out of ten. top 38% of 216 in its family for room to expand. 62nd percentile among 216 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 2.3 out of ten. bottom 23% of 213 in its family for growth drivers. 23rd percentile among 213 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 2.0 out of ten. bottom 20% of 194 in its family for expectations against reality. 20th percentile among 194 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 10-K filed 2026-06-12 for the period ended 2025-12-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-08-13 for the period ended 2026-06-30 (on EDGAR). Newest results release: Form 8-K filed 2026-08-14 for the period ended 2026-08-13 (on EDGAR). Newest filing: Form S-1, 2026-10-09. Filings on record since 1996. Read from EDGAR 2026-10-12.
Where the revenue comes from
Product and service lines in fiscal 2025: License 58%, Hardware 23%, Service 20%. By geography: North America 45%, EMESA 38%, Africa 13%, Asia 4%. As tagged in its annual report (Form 10-K, filed 2026-06-12).
Who runs it
Depasquale, Michael W (Chief Executive Officer); Welch, Cecilia C (Chief Financial Officer); Lacous, Mira K (Chief Technology Officer); Sullivan, James David (Chief Legal Officer). 4 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
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