Burke & Herbert Financial Services Corp. is classed by the SEC under National Commercial Banks (industry code 6021), based in Alexandria, VA. Its latest filed balance sheet (2025-12-31) shows total assets of $7.9 billion (its filed statements).
Lending businessNational Commercial BanksAlexandria, VAfilings since 20233 of 9 filed, 6 estimated
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a lending business: prior from its industry code (SEC 6021, National Commercial Banks); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 4.9 out of ten, 3 of 9 metrics filed and 6 estimated: past 5.1 out of ten, present 4.2 out of ten, future 5.3 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 7.5 out of ten. No warning events in its filings since 2023. 75th percentile among 83 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 4.8 out of ten. CrossAssetData estimate 4.8/10, confidence 20 of 100 (family median). 50th percentile among 79 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Shareholder treatment (past): 2.1 out of ten. Share count grew 26.4% a year. 33% of cash flow returned. Insiders: 8 sales, 13 purchases. 21st percentile among 81 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Financial health (present): 4.9 out of ten. ROE 14%: 14¢ of profit per shareholder dollar. Leverage 89%: owes 89¢ per asset dollar. 49th percentile among 83 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 5.2 out of ten. CrossAssetData estimate 5.2/10, confidence 20 of 100 (family median). 50th percentile among 79 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Leadership (present): 1.5 out of ten. CrossAssetData estimate 1.5/10, confidence 35 of 100 (one part). 15th percentile among 79 sector filers. A CrossAssetData estimate, not a filed reading: one part, confidence 35 of 100; a filing that carries the missing parts replaces this estimate with the filed reading.
Room to expand (future): 6.1 out of ten. CrossAssetData estimate 6.1/10, confidence 35 of 100 (one part). 61st percentile among 83 sector filers. A CrossAssetData estimate, not a filed reading: one part, confidence 35 of 100; a filing that carries the missing parts replaces this estimate with the filed reading.
Growth drivers (future): 4.8 out of ten. CrossAssetData estimate 4.8/10, confidence 20 of 100 (family median). 50th percentile among 79 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Expectations vs reality (future): 5.2 out of ten. CrossAssetData estimate 5.2/10, confidence 20 of 100 (family median). 50th percentile among 76 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
The filing record
Newest annual report: Form 10-K filed 2026-02-27 for the period ended 2025-12-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-08-07 for the period ended 2026-06-30 (on EDGAR). Newest results release: Form 8-K filed 2026-07-23 (on EDGAR). Newest filing: Form 8-K, 2026-09-30. Filings on record since 2023. Read from EDGAR 2026-10-12.
Who runs it
Boyle, David P (Chair & CEO); Maddy, H Charles III (President); Parikh, Kirtan (EVP, Chief Financial Officer); Halyama, Roy Eugene (EVP, Chief Financial Officer); Lundblad, Carl D (EVP, Chief Operating Officer); Hager, Joseph (Chief Operating Officer); Hintelmann, Robert Victor Jr. (Chief Credit Officer); Huffman, Patrick Kip (SVP, Chief Accounting Officer); Schmidt, Jennifer Palmer (EVP, Chief Risk Officer); Freeman, Danyl R (Chief Human Resources Officer); and 20 more. 30 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
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