Beacon Financial Corporation is classed by the SEC under Savings Institutions, Not Federally Chartered (industry code 6036), based in Boston, MA. In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $30 million and a profit of $90 million (its filed statements).
Lending businessSavings Institutions, Not Federally CharteredBoston, MAfilings since 20009 of 9 filed
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a lending business: prior from its industry code (SEC 6036, Savings Institutions, Not Federally Chartered); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 4.4 out of ten, 9 of 9 metrics filed: past 2.1 out of ten, present 5.2 out of ten, future 6.9 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 0.7 out of ten. 3 warning events since 2017; the latest 2025-09-10. 7th percentile among 23 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 2.9 out of ten. +12.9% a year over 10 filed years; profitable in 9 of 10. 29th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 3.6 out of ten. Share count grew 24.1% a year. 45% of cash flow returned. Insiders: 1 sales, 4 purchases. 36th percentile among 20 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Financial health (present): 4.3 out of ten. ROE 4%: 4¢ of profit per shareholder dollar. Leverage 89%: owes 89¢ per asset dollar. 43rd percentile among 23 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 7.3 out of ten. top 27% of 22 in its family; net margin 10.8%. 73rd percentile among 22 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 3.9 out of ten. bottom 39% of 15 in its family for leadership; chief executive since 2025. 39th percentile among 15 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-09).
Room to expand (future): 6.4 out of ten. top 36% of 19 in its family for room to expand. 64th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 9.2 out of ten. top 8% of 19 in its family for growth drivers. 92nd percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 5.0 out of ten. top 50% of 17 in its family for expectations against reality. 50th percentile among 17 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 10-K filed 2026-03-02 for the period ended 2025-12-31 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-08-07 for the period ended 2026-06-30 (on EDGAR). Newest results release: Form 8-K filed 2026-07-29 (on EDGAR). Newest filing: Form 8-K/A, 2026-09-30. Filings on record since 2000. Read from EDGAR 2026-10-12.
Who runs it
Perrault, Paul A (President and CEO); Mhatre, Nitin J. (President and CEO); Carlson, Carl M (CFO & Chief Strategy Officer); Brbovic, Brett (EVP and CFO); Levante, Gary R. (Chief Marketing Officer); Mccurdy, Michael W. (Chief Banking Officer); Meiklejohn, Mark J. (Chief Credit Officer); Gray, Sean (Chief Operations Officer); Courtwright, Jacqueline (Chief Human Resources Officer); Lindenmuth, Gregory D (EVP and Chief Risk Officer); and 20 more. 30 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
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