Banco Bradesco S.A. is classed by the SEC under State Commercial Banks (industry code 6022), based in Sao Paulo. Its latest filed balance sheet (2024-12-31) shows total assets of BRL 2069 billion (its filed statements).
Lending businessState Commercial BanksSao Paulofilings since 20024 of 9 filed, 5 estimated
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a lending business: prior from its industry code (SEC 6022, State Commercial Banks); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 6.8 out of ten, 4 of 9 metrics filed and 5 estimated: past 7.7 out of ten, present 5.4 out of ten, future 7.5 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 7.8 out of ten. No warning events in its filings since 2017. 78th percentile among 165 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 8.5 out of ten. +20% a year over 4 filed years; profit years unseen. 85th percentile among 152 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 6.9 out of ten. CrossAssetData estimate 6.9/10, confidence 35 of 100 (one part). 69th percentile among 162 sector filers. A CrossAssetData estimate, not a filed reading: one part, confidence 35 of 100; a filing that carries the missing parts replaces this estimate with the filed reading.
Financial health (present): 4.7 out of ten. ROE 13%: 13¢ of profit per shareholder dollar. Leverage 92%: owes 92¢ per asset dollar. 47th percentile among 161 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 6.7 out of ten. CrossAssetData estimate 6.7/10, confidence 35 of 100 (one part). 67th percentile among 157 sector filers. A CrossAssetData estimate, not a filed reading: one part, confidence 35 of 100; a filing that carries the missing parts replaces this estimate with the filed reading.
Leadership (present): 5.0 out of ten. CrossAssetData estimate 5.0/10, confidence 20 of 100 (family median). 50th percentile among 158 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Room to expand (future): 7.9 out of ten. CrossAssetData estimate 7.9/10, confidence 35 of 100 (one part). 79th percentile among 162 sector filers. A CrossAssetData estimate, not a filed reading: one part, confidence 35 of 100; a filing that carries the missing parts replaces this estimate with the filed reading.
Growth drivers (future): 6.2 out of ten. top 38% of 152 in its family for growth drivers. 62nd percentile among 152 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 8.3 out of ten. CrossAssetData estimate 8.3/10, confidence 35 of 100 (one part). 83rd percentile among 152 sector filers. A CrossAssetData estimate, not a filed reading: one part, confidence 35 of 100; a filing that carries the missing parts replaces this estimate with the filed reading.
The filing record
Newest annual report: Form 20-F filed 2026-03-25 for the period ended 2025-12-31 (on EDGAR). Newest filing: Form 4, 2026-10-09. Filings on record since 2002. Read from EDGAR 2026-10-12.
Who runs it
Noronha, Marcelo De Araujo (Chief Executive Officer (CEO)); Neto, Jose Ramos Rocha (Vice President Officer); Leal, Guilherme Muller (Vice President Officer); Boetger, Bruno Davila Melo (Vice President Officer); Di, Marcello Francesco (Executive Officer); Bueno, Julio Cesar (Executive Officer); Caffarelli, Paulo Rogerio (Independent Board Director); De, Oliveira Tulio Xavier (Executive Officer); Favarao, Vinicius Urias (Executive Officer); Fernandes, Oswaldo Tadeu (Executive Officer); and 21 more. 31 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-10-09.
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