Credicorp LTD is classed by the SEC under Commercial Banks, NEC (industry code 6029), based in Hamilton, BM. In its latest annual figures on file, for the fiscal year ended 2024-12-31, it reported revenue of PEN 27 billion and a profit of PEN 5.5 billion (its filed statements).
Lending businessCommercial Banks, NECHamilton, BMfilings since 19978 of 9 filed, 1 estimated
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a lending business: prior from its industry code (SEC 6029, Commercial Banks, NEC); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 5.9 out of ten, 8 of 9 metrics filed and 1 estimated: past 5.7 out of ten, present 5.7 out of ten, future 6.4 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 5.9 out of ten. No warning events in its filings since 2017. 59th percentile among 33 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 5.2 out of ten. +6.4% a year over 10 filed years; profitable in 10 of 10. 52nd percentile among 22 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 5.8 out of ten. Share count steady. 39% of cash flow returned. Insiders: 2 sales, 0 purchases. 58th percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Financial health (present): 6.8 out of ten. ROE 16%: 16¢ of profit per shareholder dollar. Leverage 86%: owes 86¢ per asset dollar. 68th percentile among 31 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 4.8 out of ten. bottom 48% of 21 in its family; net margin 20.5%. 48th percentile among 21 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 5.0 out of ten. CrossAssetData estimate 5.0/10, confidence 15 of 100 (universe median). 50th percentile among 3814 sector filers. A CrossAssetData estimate, not a filed reading: universe median, confidence 15 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Room to expand (future): 7.9 out of ten. top 21% of 19 in its family for room to expand. 79th percentile among 19 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 6.5 out of ten. top 35% of 22 in its family for growth drivers. 65th percentile among 22 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 4.7 out of ten. bottom 47% of 20 in its family for expectations against reality. 47th percentile among 20 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 20-F filed 2026-04-27 for the period ended 2025-12-31 (on EDGAR). Newest filing: Form 6-K, 2026-09-17. Filings on record since 1997. Read from EDGAR 2026-10-12.
Who runs it
Cavero, Diego Antonio (CEO Head Universal Banking); Ferrari, Gianfranco (CEO); Romero, Belismelis Luis Enrique (EXECUTIVE CHAIRMAN); Perez-Reyes, Alejandro (CFO); Munoz, Rivera Jose Luis (Principal Accounting Officer); Romero, Valdez Manuel Enrique (director); Paredes, Manrique Juan Lizardo (director); Pierce, Leslie Harold (director); Alino, Perez Nuria (director); Aranzabal, Harreguy Maria Teresa (director); and 6 more. 16 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
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