AX

Axos Financial, Inc.

Axos Financial, Inc. is classed by the SEC under Savings Institution, Federally Chartered (industry code 6035), based in Las Vegas, NV. In its latest annual figures on file, for the fiscal year ended 2025-06-30, it reported revenue of $66 million and a profit of $433 million (its filed statements).

Lending business Savings Institution, Federally Chartered Las Vegas, NV filings since 2004 9 of 9 filed

Sector peers: EBCBKUPFSTFSL

5.1/10headline grade
vs its business-model standard

Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a lending business: prior from its industry code (SEC 6035, Savings Institution, Federally Chartered); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.

The grade, in three tenses

Headline 5.1 out of ten, 9 of 9 metrics filed: past 3.5 out of ten, present 7.1 out of ten, future 5.1 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.

The nine metrics

  • Surviving crises (past): 1.0 out of ten. 3 warning events since 2017; the latest 2022-08-30. 10th percentile among 34 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
  • Track record (past): 7.9 out of ten. +19.7% a year over 10 filed years; profitable in 10 of 10. 79th percentile among 30 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
  • Shareholder treatment (past): 4.0 out of ten. Share count shrank 1.7% a year. 13% of cash flow returned. Insiders: 13 sales, 0 purchases. 40th percentile among 31 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
  • Financial health (present): 6.2 out of ten. ROE 15%: 15¢ of profit per shareholder dollar. Leverage 89%: owes 89¢ per asset dollar. 62nd percentile among 33 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
  • Industry position (present): 8.1 out of ten. top 19% of 31 in its family; net margin 25.1%. 81st percentile among 31 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
  • Leadership (present): 7.2 out of ten. top 28% of 25 in its family for leadership; chief executive since 2011. 72nd percentile among 25 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-09).
  • Room to expand (future): 4.0 out of ten. bottom 40% of 25 in its family for room to expand. 40th percentile among 25 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
  • Growth drivers (future): 6.3 out of ten. top 37% of 30 in its family for growth drivers. 63rd percentile among 30 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
  • Expectations vs reality (future): 5.0 out of ten. top 50% of 29 in its family for expectations against reality. 50th percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).

The filing record

Newest annual report: Form 10-K filed 2026-08-20 for the period ended 2026-06-30 (on EDGAR). Newest quarterly report: Form 10-Q filed 2026-04-30 for the period ended 2026-03-31 (on EDGAR). Newest results release: Form 8-K filed 2026-07-30 (on EDGAR). Newest filing: Form ARS, 2026-09-24. Filings on record since 2004. Read from EDGAR 2026-10-12.

Who runs it

Garrabrants, Gregory (President and CEO); Swanson, Brian D (President, Consumer Bank); Walsh, Derrick (EVP, Chief Financial Officer); Matsumoto, Raymond D (EVP, Chief Operating Officer); Constantine, Thomas M (EVP, Chief Credit Officer); Gill, Ann (SVP, Chief Accounting Officer); Thiele, Candace L (EVP, Chief Administrative Offi); Tolla, John Charles (EVP, Chief Risk Officer); Bar-Adon, Eshel (EVP, Strategic Partnerships an); Watson, Michael James (EVP, Head of Axos Securities); and 12 more. 22 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.

This file: Overview · Past · Present · Future · Filings · every company on file

Every stock is a company. We grade the company behind the stock. CrossAssetData is a company research product: no investment advice, no price targets, no price predictions; every claim carries its source, and unseen means unseen. The full file draws when the page's script runs: the essentials, the balance sheet, the estimators, the trend, and every filing of the last ten years.