AIFU Inc. is classed by the SEC under Insurance Agents, Brokers & Service (industry code 6411), based in Guangzhou. In its latest annual figures on file, for the fiscal year ended 2025-12-31, it reported revenue of $80 million and a loss of $325 million (its filed statements).
Brokerage businessInsurance Agents, Brokers & ServiceGuangzhoufilings since 20077 of 9 filed, 2 estimated
Three tenses, nine metrics. Unseen metrics stay unseen; the grade never fakes a number. Proxy era: provisional values, marked. Weighed as a brokerage business: prior from its industry code (SEC 6411, Insurance Agents, Brokers & Service); the filing read can change it. All three tenses have at least two readings, so the archetype blend applies as printed.
The grade, in three tenses
Headline 2.4 out of ten, 7 of 9 metrics filed and 2 estimated: past 4.2 out of ten, present 2.2 out of ten, future 1.3 out of ten. The past asks what it actually did, the present what it is doing right now, the future what it is set up to do next.
The nine metrics
Surviving crises (past): 7.2 out of ten. No warning events in its filings since 2017. 72nd percentile among 30 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Track record (past): 1.5 out of ten. -19.9% a year over 10 filed years; profitable in 9 of 10. 15th percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Shareholder treatment (past): 2.2 out of ten. CrossAssetData estimate 2.2/10, confidence 35 of 100 (one part). 22nd percentile among 29 sector filers. A CrossAssetData estimate, not a filed reading: one part, confidence 35 of 100; a filing that carries the missing parts replaces this estimate with the filed reading.
Financial health (present): 3.2 out of ten. ROE -483%: lost 483¢ per shareholder dollar. Leverage 69%: owes 69¢ per asset dollar. 32nd percentile among 30 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Industry position (present): 0.2 out of ten. bottom 2% of 30 in its family; net margin -408.6%. 2nd percentile among 30 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Leadership (present): 4.8 out of ten. CrossAssetData estimate 4.8/10, confidence 20 of 100 (family median). 50th percentile among 24 sector filers. A CrossAssetData estimate, not a filed reading: family median, confidence 20 of 100; its next annual report on file with the inputs replaces this estimate with the filed reading.
Room to expand (future): 3.2 out of ten. bottom 32% of 29 in its family for room to expand. 32nd percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Growth drivers (future): 0.3 out of ten. bottom 3% of 29 in its family for growth drivers. 3rd percentile among 29 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
Expectations vs reality (future): 0.3 out of ten. bottom 3% of 25 in its family for expectations against reality. 3rd percentile among 25 sector filers. A production reading, recomputed from the filings on every data build (read from EDGAR 2026-10-12).
The filing record
Newest annual report: Form 20-F filed 2026-04-28 for the period ended 2025-12-31 (on EDGAR). Newest filing: Form 6-K, 2026-09-29. Filings on record since 2007. Read from EDGAR 2026-10-12.
Who runs it
Luan, Mingxiu (Vice Chairperson and CEO); Chang, Shanyu (Chief Financial Officer); Huang, Huaguang (Chief Financial Officer); Li, Changfu (director); Li, Kunlin (director); Ye, Jianyun (director). 6 officers and directors have filed their own trades in the last fifteen months, names and titles as filed with the SEC, through 2026-09-30.
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