Answered on the record on 30 October 2026, from the files as they stood that day Went up
OptimumBank Holdings rises furthest of the National Commercial Banks, from 2.1 in the past to 7.2 in the future, with 2 of its 9 metrics CrossAssetData estimates. A part of the family's 83 graded listings rises end to end, and the 10 below rise most.
How this list was made. A bank is on the list when its three tenses never fall from past to present to future and the future stands more than half a point above the past. The rows are the 10 that rise furthest, the future minus the past, in the family report of 29 October 2026. A rising arc is the record's reading of the company, never a price or a move, and a metric the record cannot read as filed is a CrossAssetData estimate, named in its row.
- OPHCOptimumBank Holdings, Inc. past 2.1, present 5.4, future 7.2; headline 4.6Its tenses rise from 2.1 in the past to 7.2 in the future. Its strongest future metric is Growth drivers, at 8.7 of 10; Leadership, a present metric, and Room to expand, a future one, are CrossAssetData estimates.
- BCALCalifornia BanCorp past 2.9, present 5.0, future 6.9; headline 4.6Its tenses rise from 2.9 in the past to 6.9 in the future. Its strongest future metric is Expectations vs reality, at 9.0 of 10.
- SMBKSmartFinancial, Inc. past 2.5, present 5.1, future 6.1; headline 4.3Its tenses rise from 2.5 in the past to 6.1 in the future. Of its 9 metrics, 5 are CrossAssetData estimates: Track record, Industry position and all three future ones.
- CBNKCapital Bancorp, Inc. past 3.7, present 4.8, future 7.2; headline 5.0Its tenses rise from 3.7 in the past to 7.2 in the future. Its strongest future metric is Expectations vs reality, at 8.1 of 10.
- PFISPeoples Financial Services Corp. past 3.7, present 4.3, future 7.1; headline 4.8Its tenses rise from 3.7 in the past to 7.1 in the future. Its strongest future metric is Expectations vs reality, at 8.3 of 10.
- AMTBAmerant Bancorp Inc. past 2.1, present 2.3, future 5.4; headline 3.0Its tenses rise from 2.1 in the past to 5.4 in the future. Its strongest future metric is Expectations vs reality, at 5.9 of 10.
- SHBIShore Bancshares Inc past 2.6, present 5.4, future 5.8; headline 4.4Its tenses rise from 2.6 in the past to 5.8 in the future. Its strongest future metric is Growth drivers, at 6.6 of 10, and Leadership, a present metric, is a CrossAssetData estimate.
- LARKLandmark Bancorp Inc. past 3.8, present 4.3, future 6.7; headline 4.7Its tenses rise from 3.8 in the past to 6.7 in the future. Its strongest future metric is Expectations vs reality, at 7.3 of 10, and Room to expand, a future metric, is a CrossAssetData estimate.
- PNBKPatriot National Bancorp Inc. past 0.3, present 0.5, future 3.1; headline 1.1Its tenses rise from 0.3 in the past to 3.1 in the future. Its strongest future metric is Room to expand, at 5.1 of 10, and Shareholder treatment, a past metric, is a CrossAssetData estimate.
- CMTVCommunity Bancorp. past 4.1, present 4.4, future 6.8; headline 4.9Its tenses rise from 4.1 in the past to 6.8 in the future. Its strongest future metric is Room to expand, at 7.6 of 10.
By the desk, an AI model, from the record alone (ruling 162). Every figure is a field of the files named above, matched by value when the answer was staged. Nothing here is advice, and nothing here is a price.
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